TFSA 2026New room: $7,000 · Lifetime max: $109,000 RRSP 2026Max contribution: $33,810 FHSA 2026$8,000/yr · $40,000 lifetime · First-time buyers only CPP 2026Max monthly at 65: $1,507.65 RESPCESG: 20% on first $2,500/yr = $500 free/year per child OAS 2026Clawback threshold: $95,323 net income TFSA 2026New room: $7,000 · Lifetime max: $109,000 RRSP 2026Max contribution: $33,810 FHSA 2026$8,000/yr · $40,000 lifetime · First-time buyers only CPP 2026Max monthly at 65: $1,507.65 RESPCESG: 20% on first $2,500/yr = $500 free/year per child OAS 2026Clawback threshold: $95,323 net income
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One illustrative case study. Three data points. One strategy move. Straight to your inbox once a week — built for Canadians who want to understand their money, not just be told what to do.

Written by LLQP-licensed advisors · RRSP · TFSA · FHSA · Insurance · Retirement

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LLQP
Written by licensed
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What you get

Three things. Every week.
Zero fluff.

Each edition follows the same format — case study, data, action. Designed to be read in under 4 minutes, acted on the same day.

01
📋

One Case Study

A composite Canadian client situation — income, accounts, gaps, and the exact moves that changed the outcome. Composite and illustrative, built on current CRA numbers — never a real client.

02
📊

Three Data Points

The most important numbers in Canadian personal finance that week — CRA changes, contribution limits, threshold updates — and what each one means for your money right now.

03
⚡

One Strategy Move

A single, specific, actionable financial move — with the math behind it and who it applies to. The kind most advisors never proactively share with clients at your income level.

First issues

What's coming up

The newsletter is just launching. These are the topics planned for the first issues — subscribe and they arrive as each one is published.

Topic 1
CPP at 60, 65 or 70: how a 62-year-old in BC can use an RRSP bridge to delay CPP
Retirement
Topic 2
TFSA 2026: your lifetime room is now $109,000 — here's who's still leaving money on the table
TFSA
Topic 3
Capital gains after the cancelled rate hike — what still matters for incorporated professionals and real estate investors
Tax
Topic 4
The segregated fund conversation most advisors avoid — creditor protection, estate bypass, and when the MER is worth it
Seg Funds
Topic 5
Case study: where a $112K Ontario earner's money quietly leaks each year — and how to plug it without changing lifestyle
Tax
Topic 6
Critical illness insurance: the 3 policy clauses that determine whether your claim actually pays out
Insurance
Topic 7
RRSP deadline 2026: the 5 moves that generate the biggest refund — modelled at $80K, $120K, and $180K income
RRSP

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