TFSA 2026New room: $7,000 · Lifetime max: $102,000 RRSP 2026Max contribution: $32,490 FHSA 2026$8,000/yr · $40,000 lifetime · First-time buyers only CPP 2026Max monthly at 65: $1,433.00 RESPCESG: 20% on first $2,500/yr = $500 free/year per child OAS 2026Clawback threshold: $93,454 net income TFSA 2026New room: $7,000 · Lifetime max: $102,000 RRSP 2026Max contribution: $32,490 FHSA 2026$8,000/yr · $40,000 lifetime · First-time buyers only CPP 2026Max monthly at 65: $1,433.00 RESPCESG: 20% on first $2,500/yr = $500 free/year per child OAS 2026Clawback threshold: $93,454 net income
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Written by LLQP-licensed advisors · RRSP · TFSA · FHSA · Insurance · Retirement

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Written by licensed
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What you get

Three things. Every week.
Zero fluff.

Each Tuesday edition follows the same format — case study, data, action. Designed to be read in under 4 minutes, acted on the same day.

01
📋

One Real Case Study

A composite Canadian client situation — income, accounts, gaps, and the exact moves that changed the outcome. Names changed, numbers real and verified.

02
📊

Three Data Points

The most important numbers in Canadian personal finance that week — CRA changes, contribution limits, threshold updates — and what each one means for your money right now.

03

One Strategy Move

A single, specific, actionable financial move — with the math behind it and who it applies to. The kind most advisors never proactively share with clients at your income level.


Recent editions

What's been in the inbox

A sample of recent topics — the kind of insight delivered every Tuesday.

Mar 18, 2026
The $34,200 CPP timing mistake a 62-year-old in BC almost made — and the RRSP bridge strategy that fixed it
Retirement
Mar 11, 2026
TFSA 2026: your lifetime room is now $102,000 — here's who's still leaving money on the table
TFSA
Mar 4, 2026
Capital gains inclusion rate update — what the 2026 budget means for incorporated professionals and real estate investors
Tax
Feb 25, 2026
The segregated fund conversation most advisors avoid — creditor protection, estate bypass, and when the MER is worth it
Seg Funds
Feb 18, 2026
Case study: how a $112K earner in Ontario found $19,400 leaking from his finances every year — without changing his lifestyle once
Tax
Feb 11, 2026
Critical illness insurance: the 3 policy clauses that determine whether your claim actually pays out
Insurance
Feb 4, 2026
RRSP deadline 2026: the 5 moves that generate the biggest refund — modelled at $80K, $120K, and $180K income
RRSP

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