WealthFusions advisors are independent financial advisors contracted through World Financial Group Insurance Agency of Canada Inc. (WFG). Our revenue model is as follows:
Free strategy sessions, financial snapshots, gap analyses, and written session summaries are provided at no cost to you. WealthFusions does not charge consulting fees. The consultation itself generates zero revenue for us.
When a client proceeds to implement a financial product — such as a segregated fund, life insurance policy, critical illness coverage, or disability insurance policy — WealthFusions advisors receive compensation from the product provider (insurer or fund manufacturer). This compensation typically takes the form of:
This compensation is paid by the carrier or fund manufacturer — not by you directly. It is built into the product pricing and does not represent an additional cost above what you would pay elsewhere for the same product.
WealthFusions may refer clients to third-party professionals including mortgage brokers, tax accountants, lawyers, and investment specialists. In some cases, referral compensation may be exchanged between parties. Any such arrangement will be disclosed to you at the time of referral.
WealthFusions advisors hold product authorizations through WFG with the following carriers and product providers. Our advisors may receive compensation from any of these providers when clients implement their products:
Compensation rates vary by carrier and product type. We do not disclose specific compensation rates as these are confidential to WFG's carrier agreements, but this information is available upon request in accordance with applicable provincial insurance regulation.
WealthFusions does not accept payment from financial institutions, carriers, or any financial services company in exchange for featuring, recommending, or positively portraying their products in our editorial content — including blog articles, case studies, comparison tools, and free calculators.
When a carrier is mentioned in our content (e.g., "IA Financial seg funds offer X"), it is because our advisors have experience placing that carrier's products and believe the information is accurate and useful — not because of any commercial arrangement with that carrier's marketing department.
Our free financial calculators do not embed referral codes, affiliate tracking links, or product-specific recommendations tied to compensation arrangements. Calculator results are mathematically driven by your inputs and 2025 tax data only.
WealthFusions does not run display advertising, Google AdSense, or any third-party ad network on this website. No advertiser pays to place ads or sponsored content on wealthfusions.com.
Exception: If WealthFusions ever introduces affiliate links (e.g., links to books, tools, or software we recommend), those will be clearly marked with an "affiliate link" or "sponsored" label at the point of placement. As of the date of this disclosure, no such affiliate links exist on this site.
We acknowledge that compensation from carriers creates a potential conflict of interest. Here is how we manage it:
WealthFusions advisors are required to disclose compensation at the point of sale in accordance with applicable provincial insurance legislation and the regulations of each province in which they hold a licence. This disclosure page satisfies the general advance disclosure requirement and does not replace the specific point-of-sale disclosure your advisor will provide when recommending a product.
If you have concerns about compensation disclosure or believe a recommendation was not in your best interest, you may contact:
If you have questions about how our advisors are compensated, our carrier relationships, or any specific recommendation you've received, please contact us:
WealthFusions — Compliance Inquiries
Email: info@wealthfusions.com
We will respond to compensation disclosure requests within 5 business days.