How large should your emergency fund be? Calculate a target based on your actual expenses, job stability, and number of income earners in your household.
Your Monthly Expenses
Housing (rent or mortgage + fees)
$
Groceries & household
$
Transportation (car, transit)
$
Utilities (hydro, internet, phone)
$
Minimum debt payments
$
Childcare / dependant costs
$
Insurance premiums
$
Other essential expenses
$
Your Situation
Job stability Affects months target
Income earners in household
Dependants (children or others)
Existing emergency savings
$
Monthly amount you can save
$
Enter your monthly expenses to calculate your emergency fund target.