Free Tool · WealthFusions · Canada 2025

Advantage of
Early Investing

Compare up to three investors starting at different ages. See the real dollar gap at retirement — and exactly what every year of delay costs you.

Cost of waiting — investors 1 vs 3
$0
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Retirement age All investors
yrs
Annual return Expected %
%
Compounding
Account type Tax treatment
Marginal tax rate For non-reg
%
Starts investing at age
yrs
Monthly contribution
$
Lump sum today
$
Annual contribution increase
%/yr
$0
Value at retirement
Starts investing at age
yrs
Monthly contribution
$
Lump sum today
$
Annual contribution increase
%/yr
$0
Value at retirement
Starts investing at age
yrs
Monthly contribution
$
Lump sum today
$
Annual contribution increase
%/yr
$0
Value at retirement
Portfolio growth over time
Year-by-year detail

Results are for illustrative purposes only and do not constitute financial advice. Returns are not guaranteed. Tax treatment depends on individual circumstances. TFSA 2025 limit: $7,000/yr. RRSP limit: 18% of prior year income up to $31,560. Consult a licensed advisor before making investment decisions. © 2025 WealthFusions.